Many people preplan their funerals in a sincere effort to help their families. Pre-arranging lets you select the type of service you want and be assured that adequate funds are available when needed. Contact usfor an appointment to discuss the process.

Upon notification of a death, most banks automatically “seal” a safety deposit box so its contents can be evaluated for tax purposes. Check to find out the procedure for claiming items.

To preserve the estate and direct its future distribution, a surviving spouse should have a will or modify an existing one in consultation with an attorney.

If a will, letter of instruction or estate record was prepared, finding necessary documents will be fairly easy. If none of these exist, start reviewing the person’s checkbook, cancelled checks or related records for leads to mortgages, loans, charge accounts, and other assets/debts which need to be closed or transferred. Also look for records of regular special income, such as rents. Checking the deceased’s mail for the next year is recommended so no assets or liabilities are overlooked.

Probate determines the validity of a will, provides protection for children, ensures payment to legitimate creditors and distributes remaining assets to rightful heirs.  Generally, assets that are not jointly owned are subject to probate, including real estate, checking and savings accounts, securities, safety deposit box contents, and business holdings and related assets. Because probate proceedings can be lengthy and detailed, the advice and services of an attorney are recommended.

Since tax codes change, the services of an attorney and/or accountant are recommended for handling federal estate and inheritance tax issues. If the deceased was employed or received any taxable income, final personal income tax returns must be filed on or before April 15th of the following year. At that time, the surviving spouse’s filing status also should be changed.